Which type of listing allows an owner to sell property themselves without paying a commission?

The correct answer is the exclusive agency listing. In this type of agreement, the property owner retains the right to sell the property themselves without incurring a commission fee to the listing agent, as long as the owner completes the sale independently. The agent is entitled to a commission only if they bring a buyer to the table.

This listing type offers a balance between the owner’s desire to maintain control over the sale process and the agent's ability to market the property. While the owner is free to pursue a sale on their own, the agent still works to find potential buyers and promote the property.

The other types of listings have different structures regarding commissions and seller rights. An exclusive right listing guarantees the agent a commission regardless of how the buyer is procured, while an open listing allows an owner to work with multiple agents but still obligates the owner to pay a commission if an agent finds the buyer. A net listing, although less common and often legally complicated, typically ensures that the seller receives a predetermined amount from the sale, and any amount over that would be the agent’s commission.